Metal Levels

There are also four different levels of plans you can choose from, called metal levels.

Each metal level has different costs that you pay. Bronze plans have the cheapest premiums. Platinum plans have the most expensive premiums. A plan with a low monthly premium will have higher out-of-pocket costs, like deductibles, co-pays, or co-insurance.

Important Note: You may qualify for help lowering your health care costs. You can pick a plan from any metal level, but you can’t get all of your cost assistance unless you select a silver plan. Visit www.healthcare.gov to find out if you qualify for help.

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